:root {
    --navy: #102B3F;
    --navy-light: #173D54;
    --teal: #65E6D0;
    --text: #183040;
    --muted: #5D6D78;
    --border: #DCE5E9;
    --surface: #F4F8FA;
    --white: #FFFFFF;
}

* {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 24px;
}

body {
    margin: 0;
    padding: 0 0 82px;
    background: var(--white);
    color: var(--text);
    font-family: Arial, Helvetica, sans-serif;
    line-height: 1.65;
}

a {
    color: #125D7D;
}

a:focus-visible {
    outline: 3px solid var(--teal);
    outline-offset: 3px;
}

.site-header {
    background: var(--navy);
    color: var(--white);
    padding: 15px 0;
}

.header-inner,
main,
.footer-inner {
    width: min(1100px, calc(100% - 36px));
    margin: 0 auto;
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
}

.brand {
    color: var(--white);
    text-decoration: none;
    font-size: 1.25rem;
    font-weight: 800;
    letter-spacing: -0.3px;
}

.call-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 11px 16px;
    border: 0;
    border-radius: 8px;
    background: var(--teal);
    color: var(--navy);
    font-weight: 800;
    text-align: center;
    text-decoration: none;
    white-space: nowrap;
    cursor: pointer;
}

.call-button:hover {
    background: #8AF0E0;
}

.breadcrumbs {
    padding: 18px 0 8px;
    color: var(--muted);
    font-size: 0.9rem;
}

.breadcrumbs a {
    text-decoration: none;
}

.hero {
    margin: 10px 0 24px;
    padding: clamp(24px, 5vw, 52px);
    border-radius: 18px;
    background: var(--navy);
    color: var(--white);
}

.eyebrow {
    color: var(--teal);
    font-size: 0.82rem;
    font-weight: 800;
    letter-spacing: 1px;
    text-transform: uppercase;
}

h1 {
    margin: 10px 0 16px;
    font-size: clamp(2rem, 5vw, 3.2rem);
    line-height: 1.12;
    letter-spacing: -1px;
}

h2 {
    margin-top: 0;
    color: var(--navy);
    line-height: 1.25;
}

h3 {
    color: var(--navy);
    line-height: 1.35;
}

.hero p {
    max-width: 760px;
    color: #E5EDF1;
    font-size: 1.08rem;
}

.hero .hero-note {
    margin-top: 22px;
    font-size: 0.9rem;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 12px;
    margin-top: 24px;
}

.secondary-button {
    padding: 10px 15px;
    border: 1px solid #8AA2B0;
    border-radius: 8px;
    color: var(--white);
    font-weight: 700;
    text-decoration: none;
}

.secondary-button:hover {
    background: var(--navy-light);
}

.notice {
    margin: 20px 0;
    padding: 16px 18px;
    border: 1px solid #D9E7EC;
    border-left: 5px solid var(--teal);
    border-radius: 10px;
    background: #F4FBFA;
}

.notice strong {
    color: var(--navy);
}

.section {
    padding: 18px 0;
}

.section > p {
    max-width: 850px;
}

.grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 16px;
    margin: 22px 0 30px;
}

.card {
    padding: 22px;
    border: 1px solid var(--border);
    border-radius: 14px;
    background: var(--white);
}

.card p {
    color: var(--muted);
}

.card-icon {
    display: flex;
    width: 42px;
    height: 42px;
    align-items: center;
    justify-content: center;
    border-radius: 10px;
    background: #E5F7F3;
    color: var(--navy);
    font-size: 1.4rem;
    font-weight: 800;
}

.text-link {
    display: inline-block;
    margin-top: 8px;
    font-weight: 700;
    text-decoration: none;
}

.text-link:hover {
    text-decoration: underline;
}

.steps {
    padding-left: 22px;
}

.steps li {
    margin: 10px 0;
}

.contact-panel {
    margin: 26px 0;
    padding: clamp(20px, 4vw, 32px);
    border: 1px solid var(--border);
    border-radius: 16px;
    background: var(--surface);
}

.contact-list {
    margin: 12px 0 0;
    padding: 0;
    list-style: none;
}

.contact-list li {
    margin: 9px 0;
    overflow-wrap: anywhere;
}

.contact-cta {
    margin-top: 18px;
}

.disclosure {
    color: #50636F;
    font-size: 0.88rem;
}

.site-footer {
    margin-top: 36px;
    padding: 28px 0;
    background: #EDF3F5;
    font-size: 0.92rem;
}

.footer-links {
    display: flex;
    flex-wrap: wrap;
    gap: 12px 20px;
    margin: 12px 0;
}

.footer-links a {
    color: var(--navy);
}

.copyright {
    color: var(--muted);
    font-size: 0.85rem;
}

.sticky-call-bar {
    position: fixed;
    z-index: 100;
    right: 0;
    bottom: 0;
    left: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 12px 16px;
    background: var(--navy);
    box-shadow: 0 -4px 18px rgba(0, 0, 0, 0.12);
    color: var(--white);
}

.sticky-call-bar span {
    font-weight: 700;
}

.sticky-call-bar a {
    padding: 9px 14px;
    border-radius: 7px;
    background: var(--teal);
    color: var(--navy);
    font-weight: 800;
    text-decoration: none;
    white-space: nowrap;
}

.sticky-call-bar a:hover {
    background: #8AF0E0;
}

@media (max-width: 760px) {
    .header-inner,
    main,
    .footer-inner {
        width: calc(100% - 28px);
    }

    .brand {
        font-size: 1rem;
    }

    .call-button {
        padding: 10px 11px;
        font-size: 0.9rem;
    }

    .hero {
        border-radius: 12px;
    }

    .grid {
        grid-template-columns: 1fr;
    }

    .sticky-call-bar {
        gap: 8px;
    }

    .sticky-call-bar span {
        font-size: 0.9rem;
    }
}

@media (max-width: 380px) {
    .brand {
        max-width: 145px;
        line-height: 1.2;
        overflow-wrap: anywhere;
    }

    .header-inner {
        gap: 8px;
    }

    .sticky-call-bar {
        flex-direction: column;
        gap: 5px;
    }

    body {
        padding-bottom: 105px;
    }
}